Latest Articles

FHA Streamline Refinance in San Diego

Lower Your FHA Rate With Less Paperwork If you currently have an FHA loan and your interest rate is above today’s market levels, an FHA Streamline Refinance may allow you to lower your payment without a full re-qualification. Torrey Pines Mortgage offers FHA Streamline refinances for homeowners across San Diego County, helping borrowers reduce payments […]

VA IRRRL Refinance in San Diego

Lower Your VA Rate With a Streamlined Refinance If you currently have a VA loan and closed between 2022 and 2023, there’s a strong chance you may qualify for a VA IRRRL (Interest Rate Reduction Refinance Loan) — a simplified VA refinance designed to lower your interest rate and monthly payment with minimal documentation. Torrey […]

Unlocking Homeownership with Crypto: How Torrey Pines Mortgage Lets You Use Digital Assets for Mortgage Approvals

In today’s changing financial landscape, traditional boundaries are being reevaluated—and at Torrey Pines Mortgage, we’re proud to be at the forefront of innovation. If you’ve built wealth in digital assets like Bitcoin or Ethereum and wondered how to translate that into homeownership, we have good news: we now accept crypto assets as part of mortgage […]