VA Loan Closing Costs: How Much Are They And Who Pays Them?

The Department of Veterans Affairs (VA) loan program offers eligible active-duty service members, veterans, National Guard and Army Reserve members, and surviving spouses the opportunity to purchase a home without requiring a down payment. However, even though a VA loan removes the need for a down payment, buyers still need to account for closing costs. […]

A Comprehensive Guide to VA IRRRL Refinance

A VA IRRRL, also known as a VA Streamline Refinance, allows veterans to lower their interest rates and monthly payments on existing VA loans. This program simplifies the refinancing process, making it quicker and less complicated compared to traditional options. VA IRRRLs typically involve less paperwork, often eliminating the need for appraisals and income verifications. […]

Securing a Mortgage for a Condo with a Pending Homeowners Association Lawsuit

Purchasing a condominium can be an excellent investment, whether you’re looking for a home or an income-generating property. For homebuyers, condos offer the opportunity to own a residence with minimal maintenance responsibilities, often in prime locations where single-family homes might be out of reach. For investors, condos provide rental opportunities with strong potential for property […]